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Find Your Home with an FHA Loan

Even if your credit isn’t perfect or you’re short on cash for a down payment, an FHA loan can still get you into the home you’ve been dreaming of.

Why Choose an FHA Loan?

FHA loans make homeownership easier. Backed by the Federal Housing Administration, they offer low interest rates, a small 3.5% down payment, and flexible credit requirements—perfect if you’re just getting started.

Low Down Payments

Start with as little as 3.5% down—less than most conventional loans.

Flexible Credit Requirements

Qualify with a 580 credit score (or even 500 with 10% down).

Competitive Interest Rates

Save money over time with rates often lower than conventional options.

Refinancing Made Easy

Lower your monthly payments or tap into home equity with FHA refinance options.

What Our Clients Say

Do You Qualify for an FHA Loan?

Check These Simple Requirements to Get Started.
The minimum credit score for FHA loans is 580 for 3.5% down and down to 500 with 10% down payment.
The housing payment to income ratio is 46.9%. The total debt + housing payment to income ratio limit is 56.9%.
A 2-year work history will need to be documented. There are no income limits on FHA loans. 
FHA loans are for homes you’ll live in.